Finance calculators

Summarize monthly income, needs, wants, savings, and remaining cash with a 50/30/20 comparison.

Calculate sale price, amount saved, and combined successive discounts.

Calculate sale price, savings, and tax after a percentage discount.

Find the sales quantity and revenue that cover fixed and variable costs.

Work from cost, markup, revenue or profit to calculate your pricing figures.

Calculate straight-line, declining-balance, or sum-of-years-digits depreciation and book value for a selected year.

Calculate gross profit, margin, and markup from cost and selling price.

Compare CPC, CPM and click-through rate from one set of campaign totals.

Connect campaign spend, clicks, cost per click and completed actions.

Estimate additional funding from changes in assets, liabilities and retained earnings.

Calculate clicks as a percentage of ad impressions or solve for a missing count.

Estimate gross rating points from audience reach and exposure frequency.

Calculate customer loss per period and a simple constant-churn lifetime estimate.

Separate retained customers from new arrivals when comparing customer counts.

Estimate the overhead each billable day needs to cover.

Calculate the percentage of scheduled employee workdays lost to absence.

Measure departures against average staffing during a reporting period.

Spread a fixed cost across an output quantity and compare production volumes.

Calculate cost of goods sold from beginning inventory, purchases and ending inventory.

Compare units sold with units received for a product and period.

Calculate pre-money and post-money values for a simple equity investment.

Subtract liabilities from the liquid assets you choose to include.

Measure exits from a page relative to its pageviews over the same period.

Estimate website advertising revenue from visits and page RPM.

Measure the share of price above marginal cost.

Estimate collection days using a receivables balance or average beginning and ending balances.

Calculate revenue per employee for a consistent reporting period.

Estimate customer acquisition cost from sales spend, marketing spend and new customers.

Calculate the share of visits containing one page using a clearly defined counting method.

Express a mix of full-time and part-time staff as equivalent full-time capacity.

Compare income tax paid with earnings before tax.

Estimate total labor-hours, cost per worker and combined team labor cost.

Subtract a government benchmark yield from a corporate yield.

Annualize a single redemption gain using a simple 365-day convention.

Estimate one day of simple interest from a balance and annual rate.

Project future college costs from current annual cost, inflation, years until enrolment, and program length.

Estimate basic EPS after preferred dividends.

Evaluate the CAPM return model from beta and benchmark returns.

Subtract a modeled equity capital charge from net income.

Combine equity, debt and other claims, then subtract cash.

Express operating profit as a percentage of net sales.

Compare share price with cash flow per share.

Estimate market capitalization from share price and shares outstanding.

Compare equity share price with sales per share.

Subtract restricted and closely held shares from outstanding shares.

Calculate return on assets from net income and the asset value you choose.

Compare current assets with current liabilities or work backwards from a target ratio.

Convert periodic dividends into annual income and calculate dividend yield.

Compare earnings before interest and tax with interest expense.

Calculate return on equity and explore how income and equity affect the ratio.

Compare cost of goods sold with average inventory and estimate inventory days.

Calculate operating income and the percentage of revenue it represents.

Measure short-term liability coverage using cash, securities and receivables.

Relate share price, earnings per share and the price-to-earnings multiple.

Calculate short-term working capital, average working capital and turnover.

Compare equity market value with the equity capital invested.

Compare hedge-position value with total exposure.

Adjust a nominal return for inflation over the same period.

Convert a lease money factor to its conventional annual rate equivalent.

Estimate simple margin interest using a 360-day year.

Calculate the covariance-based hedge ratio from volatility and correlation.

Measure price gain and percentage return before dividends and costs.

Discount one future amount at a constant periodic rate.

Project a certificate-of-deposit balance from deposit, APY, term, and tax-rate assumptions.

Compare equivalent nominal interest rates across annual, monthly, daily, continuous, and other compounding periods.

Calculate compound growth with a starting balance, recurring monthly deposits, annual rate, and time.

Compare nominal interest with effective interest at different compounding frequencies.

Project savings growth from a current balance, monthly deposits, rate, and time.

Calculate simple interest, ending balance, and effective total return without compounding.

Calculate arithmetic average, compounded annual growth rate, and cumulative return from periodic percentages.

Calculate a fixed-coupon bond price and current yield from face value, coupon, market yield, maturity, and payment frequency.

Discount future cash flows and compare their present value with an initial investment.

Compare starting and ending values using an equivalent compound growth rate.

Calculate future value from present value, monthly cash flow, interest rate, and number of periods.

Compound a present lump sum to a future value using an annual return and time horizon.

Project an investment account with an initial balance, monthly deposits, annual return, and time.

Calculate periodic internal rate of return and net present value from a series of cash flows.

Project investment growth after an annual expense ratio and optional front-end sales load.

Calculate simple and discounted payback time from an initial investment and recurring cash inflow.

Discount a future lump sum to present value using an annual rate and time horizon.

Calculate return on investment, net profit, annualized return, and profit multiple.

Calculate an amortizing payment, first-month principal and interest, total interest, and payoff time.

Estimate annual percentage rate from amount received, monthly payment, term, and prepaid finance charges.

Estimate a vehicle lease payment from capitalized cost, residual, money factor, term, tax, and upfront reductions.

Estimate vehicle financing from purchase price, trade-in, down payment, sales tax, fees, and loan terms.

Estimate payment and total interest for a fixed-rate boat or marine loan.

Estimate business-loan payment, borrowing cost, fees, and payoff with optional extra principal.

Compare vehicle cash-back financing with a standard rate against a lower-rate offer without the rebate.

Estimate credit-card payoff time and interest from balance, APR, monthly payment, and extra payment.

Estimate avalanche payoff for multiple cards while preserving the entered total monthly payment.

Compare current weighted debt cost with a proposed consolidation loan after origination fees.

Compare payoff time and interest with and without an extra monthly debt payment.

Calculate front-end and back-end monthly debt-to-income ratios from gross income and required payments.

Estimate the annual rate implied by a loan amount, monthly payment, and term.

Estimate a level lease payment from asset value, residual, annual lease rate, and term.

Calculate fixed-rate loan payments, interest, total cost, and accelerated payoff with extra payments.

Estimate the periodic payment and total cost for a fixed-rate installment balance.

Compare the payment and all-in cost of an unsecured personal loan.

Estimate how long a fixed payment takes to repay a balance and how extra payments change the cost.

Estimate student-loan payments, interest, fees, and the effect of voluntary extra payments.

Express the difference between actual and potential GDP as a percentage.

Find marginal propensity to save from income and saving changes.

Measure the percentage change between two GDP values.

Estimate disposable income from income, taxes and government transfers.

Calculate an implicit GDP price index with a base value of 100.

Estimate a triangular deadweight loss from price and quantity changes.

Divide real GDP by population to estimate output per person.

Compare purchase price with the fair value of net identifiable assets.

Divide total assets by equity to find an equity multiplier.

Compare net credit sales with average accounts receivable.

Estimate EBIT from revenue and total operating costs.

Measure added cost per additional unit of output.

Express net profit as a percentage of total revenue.

Add depreciation and amortization back to operating profit.

Subtract explicit and implicit costs from revenue.

Estimate depreciated value using purchase price and useful life.

Compare revenue with average fixed assets over a period.

Calculate sales revenue from a unit price and sales quantity.

Find average variable cost from production expenses and output.

Calculate a property deposit from an entered percentage.

Find the difference between a property’s market value and sale price.

Compare a property price with its gross annual rental income.

Calculate a loan amount and its percentage of the purchase price.

Estimate a Canadian mortgage payment using nominal annual interest compounded semi-annually and monthly payments.

Calculate down payment, mortgage amount, loan-to-value ratio, and months needed to reach a savings goal.

Estimate an FHA-style mortgage payment with entered upfront and annual mortgage-insurance assumptions.

Estimate interest-only draw-period and amortizing repayment-period payments for a home-equity line of credit.

Calculate payments and interest for a lump-sum home-equity loan.

Estimate an affordable purchase price from income, debts, down payment, interest rate, and housing-cost assumptions.

Calculate mortgage payment, total interest, first payment split, and accelerated payoff.

Estimate principal-and-interest payment plus property tax, insurance, association dues, and down payment.

Estimate a UK repayment mortgage payment, total interest, deposit, and loan-to-value ratio.

Estimate mortgage payoff time, total interest, and savings from an extra monthly payment.

Estimate property cash flow, capitalization rate, cash-on-cash return, and simple net operating income.

Compare an existing mortgage with a proposed refinance, including closing costs and break-even month.

Estimate a monthly rent budget from income, existing debt, utilities, savings goal, and a chosen rent-to-income guideline.

Compare simplified multi-year net cost of renting with homeownership after equity and selling costs.

Estimate rental-property net operating income, cash flow, cap rate, and cash-on-cash return.

Estimate a VA-style mortgage payment with entered down payment, funding fee, taxes, and insurance.

Multiply monthly expenses by a chosen number of reserve months.

Split after-tax monthly income into a 50/30/20 planning example.

Compare consumption spending with disposable income.

Convert an amount with an explicit market or card exchange rate and optional foreign-exchange fee.

Estimate 2026 U.S. federal estate tax above the entered exclusion after debts, expenses, and charitable transfers.

Estimate 2026 U.S. federal ordinary income tax from filing status, gross income, and deductions.

Project future prices and purchasing power from an amount, annual inflation rate, and time.

Compare 2026 U.S. federal ordinary-income tax when two incomes are filed separately as single versus jointly.

Add or extract sales tax from a price and show the tax amount and before-tax subtotal.

Add or extract value-added tax from a price and show net, tax, and gross amounts.

Project employee and employer retirement contributions with annual growth and current-plan limits entered as assumptions.

Calculate the future value of regular deposits with optional starting principal and compound return.

Estimate a level monthly payout from an annuity balance, interest rate, and payout term.

Project traditional IRA growth and compare an illustrative taxable withdrawal after a retirement tax rate.

Estimate a level monthly pension from an account balance, payout return, and payout period.

Project retirement savings, inflation-adjusted value, and a planning withdrawal from current savings and contributions.

Estimate a required minimum distribution from prior year-end balance and an entered Uniform Lifetime Table age.

Project tax-free Roth IRA account growth from current savings, monthly contributions, return, and time.

Compare a Social Security retirement benefit estimate at claiming ages 62 through 70 from the benefit quoted at full retirement age.

Calculate a percentage commission and prices including or excluding it.

Compare current salary with the amount needed to match a past salary’s purchasing power.

Calculate tiered or flat commission, base pay, total compensation, and effective commission rate.

Convert hourly, daily, weekly, biweekly, semi-monthly, monthly, quarterly, and annual pay with holiday and vacation adjustments.

Estimate annual and per-pay take-home from salary, pre-tax deductions, 2026 federal tax, payroll tax, and a state-rate input.