Free · Finance · Loans & Debt

APR Calculator

Estimate annual percentage rate from amount received, monthly payment, term, and prepaid finance charges.

  • Checked formula
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Calculator inputs

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Result

Your calculation

Estimated APR
9.5595%
Effective annual rate
9.9896%
Net amount received
US$24,250.00
Total payments
US$30,600.00

How to use this calculator

  1. Enter the amount, rate, timing, and fees that apply to your scenario.
  2. Calculate to compare the periodic result with total cost or growth.
  3. Change one assumption at a time and confirm current rates or rules before deciding.

Use the result with context

Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.