Free · Finance · Retirement

401K Calculator

Project employee and employer retirement contributions with annual growth and current-plan limits entered as assumptions.

  • Checked formula
  • Private in your browser
  • No signup
Calculator inputs

Enter your values

Result

Your calculation

Projected account value
US$1,136,846.19
Monthly employee and match
US$1,050.00
Total contributions
US$365,000.00
Estimated investment growth
US$771,846.19

Confirm current contribution limits, catch-up eligibility, vesting, plan fees, and match rules with the plan administrator.

How to use this calculator

  1. Enter the amount, rate, timing, and fees that apply to your scenario.
  2. Calculate to compare the periodic result with total cost or growth.
  3. Change one assumption at a time and confirm current rates or rules before deciding.

Use the result with context

Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.