Free · Finance · Mortgages & Home

Down Payment Calculator

Calculate down payment, mortgage amount, loan-to-value ratio, and months needed to reach a savings goal.

  • Checked formula
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Calculator inputs

Enter your values

Result

Your calculation

Target down payment
$100,000.00
Estimated mortgage
$400,000.00
Loan-to-value ratio
80%
Remaining savings gap
$50,000.00
Months to target
34 months

How to use this calculator

  1. Enter the amount, rate, timing, and fees that apply to your scenario.
  2. Calculate to compare the periodic result with total cost or growth.
  3. Change one assumption at a time and confirm current rates or rules before deciding.

Use the result with context

Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.