Loans & credit calculators

Calculate an amortizing payment, first-month principal and interest, total interest, and payoff time.

Estimate annual percentage rate from amount received, monthly payment, term, and prepaid finance charges.

Estimate a vehicle lease payment from capitalized cost, residual, money factor, term, tax, and upfront reductions.

Estimate vehicle financing from purchase price, trade-in, down payment, sales tax, fees, and loan terms.

Estimate payment and total interest for a fixed-rate boat or marine loan.

Estimate business-loan payment, borrowing cost, fees, and payoff with optional extra principal.

Compare vehicle cash-back financing with a standard rate against a lower-rate offer without the rebate.

Estimate credit-card payoff time and interest from balance, APR, monthly payment, and extra payment.

Estimate avalanche payoff for multiple cards while preserving the entered total monthly payment.

Compare current weighted debt cost with a proposed consolidation loan after origination fees.

Compare payoff time and interest with and without an extra monthly debt payment.

Calculate front-end and back-end monthly debt-to-income ratios from gross income and required payments.

Estimate the annual rate implied by a loan amount, monthly payment, and term.

Estimate a level lease payment from asset value, residual, annual lease rate, and term.

Calculate fixed-rate loan payments, interest, total cost, and accelerated payoff with extra payments.

Estimate the periodic payment and total cost for a fixed-rate installment balance.

Compare the payment and all-in cost of an unsecured personal loan.

Estimate how long a fixed payment takes to repay a balance and how extra payments change the cost.

Estimate student-loan payments, interest, fees, and the effect of voluntary extra payments.