Free · Finance · Business Finance
Payback Period Calculator
Calculate simple and discounted payback time from an initial investment and recurring cash inflow.
- Checked formula
- Private in your browser
- No signup
Result
Your calculation
- Simple payback period
- 4 years
- Discounted payback
- 6 years
- Simple monthly equivalent
- 48 months
How to use this calculator
- Enter the amount, rate, timing, and fees that apply to your scenario.
- Calculate to compare the periodic result with total cost or growth.
- Change one assumption at a time and confirm current rates or rules before deciding.
Use the result with context
Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.