Free · Finance · Retirement
RMD Calculator
Estimate a required minimum distribution from prior year-end balance and an entered Uniform Lifetime Table age.
- Checked formula
- Private in your browser
- No signup
Result
Your calculation
- Estimated RMD
- US$20,325.20
- Monthly equivalent
- US$1,693.77
- Distribution period
- 24.6
- Percent of balance
- 4.065%
Starting ages, account types, spouse exceptions, inherited accounts, and tables differ. Confirm the applicable IRS rules and custodian calculation.
How to use this calculator
- Enter the amount, rate, timing, and fees that apply to your scenario.
- Calculate to compare the periodic result with total cost or growth.
- Change one assumption at a time and confirm current rates or rules before deciding.
Use the result with context
Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.