Free · Financial ratios
Quick Ratio & Liquid Assets Calculator
Measure short-term liability coverage using cash, securities and receivables.
- Formula & worked example
- Private in your browser
- No signup
Your calculation
Enter enough known values to calculate the blanks.
Use one currency for your figures. Mixed-currency conversions use rates captured October 5, 2026, rather than live exchange rates.
How to use this calculator
- Enter the values you know in the units shown. Leave unknown values blank.
- Results update automatically as you type. Edit a result to calculate another value, or lock a value to keep it fixed.
- Reset restores the starting fields. A worked example appears below.
Use the result with context
Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.
Formula and method
The quick ratio adds cash, marketable securities and accounts receivable, then divides by current liabilities. Inventory is excluded; receivables may still take time to collect.
Quick ratio = (cash + short-term investments + net receivables) ÷ current liabilities
Worked example
Enter these known values and leave the other values blank.
- Cash and cash equivalent
- 15000 USD
- Marketable securities
- 5000 USD
- Accounts receivable
- 10000 USD
- Current liabilities
- 20000 USD
- Quick ratio
- 1.5
Assumptions and limitations
- Inputs must satisfy the validation rules. Editing a result can recalculate an earlier input; lock values you want to keep fixed.
- Currency conversions use the captured source rates from October 5, 2026; they are not live exchange rates.
Common questions
What does this quick ratio calculation tell me?
The quick ratio adds cash, marketable securities and accounts receivable, then divides by current liabilities. Inventory is excluded; receivables may still take time to collect.
Can I calculate a different unknown?
Yes. Clear that field and enter the other known values. The calculator uses the available inverse equations.
References
The calculation equations, inverse formulas, units, and input rules were imported from this source. Bookify provides the interface and equation solver.