Free · Finance · Mortgages & Home
House Affordability Calculator
Estimate an affordable purchase price from income, debts, down payment, interest rate, and housing-cost assumptions.
- Checked formula
- Private in your browser
- No signup
Result
Your calculation
- Estimated affordable price
- US$433,583.23
- Estimated mortgage
- US$333,583.23
- Housing budget
- US$2,800.00/month
- Estimated total debt ratio
- 35%
Lender qualification uses verified income, credit, taxes, insurance, stress tests, reserves, and program rules. This is a planning estimate.
How to use this calculator
- Enter the amount, rate, timing, and fees that apply to your scenario.
- Calculate to compare the periodic result with total cost or growth.
- Change one assumption at a time and confirm current rates or rules before deciding.
Use the result with context
Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.