Free · Finance · Mortgages & Home
FHA Loan Calculator
Estimate an FHA-style mortgage payment with entered upfront and annual mortgage-insurance assumptions.
- Checked formula
- Private in your browser
- No signup
Result
Your calculation
- Estimated monthly payment with MIP
- US$2,531.68
- Principal and interest
- US$2,354.76
- Monthly mortgage insurance
- US$176.92
- Financed loan amount
- US$392,755.00
FHA eligibility, loan limits, insurance duration and rates, taxes, and lender fees must be confirmed for the property and current program.
How to use this calculator
- Enter the amount, rate, timing, and fees that apply to your scenario.
- Calculate to compare the periodic result with total cost or growth.
- Change one assumption at a time and confirm current rates or rules before deciding.
Use the result with context
Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.