Free · Debt investment calculators 📉

Quick Ratio & Liquid Assets Calculator

Compare cash, marketable securities and receivables with current liabilities.

  • Formula & worked example
  • Private in your browser
  • No signup
Go to tool

Calculator inputs

Loading calculator…

How to use this calculator

  1. Enter the known values in the units shown. Results update as you type.
  2. Edit a calculated value to solve backwards, or lock a value to hold it fixed.
  3. Use the worked example to check the method. Reset restores the starting fields.

Use the result with context

Results are estimates for planning and education. Confirm rates, taxes, fees, and legal requirements with the relevant institution or a qualified professional before making a financial decision.

Formula and method

Cash of 40,000, marketable securities of 10,000 and receivables of 50,000 total 100,000 of included assets. Dividing by current liabilities of 80,000 gives a quick ratio of 1.25.

Quick ratio = (cash and equivalents + marketable securities + accounts receivable) ÷ current liabilities

Worked example

Enter these known values and leave the other values blank.

Cash and cash equivalent
40000 USD
Marketable securities
10000 USD
Accounts receivable
50000 USD
Current liabilities
80000 USD
Quick ratio
1.25

Assumptions and limitations

  • No. Timing, restrictions on cash and the collectability of receivables matter. This model includes only the three entered asset categories and does not include inventory or prepaid expenses. Use balances from the same reporting date.
  • Use consistent periods, rates and accounting definitions. These calculations describe the entered assumptions.

Common questions

Does a quick ratio above one guarantee bills can be paid?

No. Timing, restrictions on cash and the collectability of receivables matter. This model includes only the three entered asset categories and does not include inventory or prepaid expenses. Use balances from the same reporting date.

References

The calculation equations, inverse formulas, units, and input rules were imported from this source. Bookify provides the interface and equation solver.

Explore debt investment calculators 📉 or browse all finance calculators.