Free Apps and ToolsNo Catch, No Subscription
New additions for files, fonts, code, audio, and data. Explore 394 new tools
Browse calculators by topic Finance, everyday life, construction, conversions, and more.
3633 apps · Showing 1441–1536
Data & Calculators
1770 appsData & Calculators: Financial Calculators
Gold Content Value from Entered Price, Purity & Spread
Estimate contained gold value from item mass, a disclosed purity preset and your own gold price, with symmetric bid/ask spread arithmetic.
Graham Number from Earnings & Book Value
Calculate the Graham-number screening formula from positive EPS and book value per share, then compare an entered market price.
Gross Profit & Margin from Revenue and Cost
Find gross profit, gross margin, revenue or cost of goods sold, including a zero or negative gross result.
Gross, Net & Percentage Base Calculator
Convert gross and net amounts while distinguishing a percentage of gross from a percentage added to net.
Growing Annuity Future Value & Payment Timing
Model ordinary or beginning-of-period annuity payments, growing deposits and separate interest-compounding and payment frequencies.
Growing Perpetuity Present Value Calculator
Value a constant-growth series of future payments.
GST Net & Gross Price Calculator
Add an entered GST rate to a net price, or extract the tax and net amount from a tax-inclusive price.
Hedged Exposure Percentage Calculator
Compare hedge-position value with total exposure.
HELOC Calculator
Estimate interest-only draw-period and amortizing repayment-period payments for a home-equity line of credit.
High-Low Cost Estimate & Activity Forecast
Estimate variable cost per activity unit and fixed cost from two activity observations, then forecast a chosen activity level.
Home Equity Loan Calculator
Calculate payments and interest for a lump-sum home-equity loan.
Home Price Budget with Debt, Tax & Insurance
Estimate a home price supported by a chosen payment budget after debt, property tax, insurance and purchase closing costs.
Hotel ADR & 30-Day RevPAR Estimate
Calculate average daily rate from sold room-nights and a separate fixed-30-day revenue-per-available-room estimate.
Hourly Pay & Five-Day Period Equivalents
Convert an entered pay amount across common periods with a five-day daily equivalent and explicit signed-value handling.
Hourly Pay across Seven Income Periods
Convert a positive hourly wage to per-second, per-minute, daily, weekly, biweekly, monthly and annual gross amounts.
Hourly Pay to Daily, Monthly & Annual Salary
Compare hourly, daily, weekly, average monthly and annual gross pay using a 52-week work model.
Hourly Pay to Salary & Short-Period Income
Compare gross pay per hour, day, week, two weeks, average month and year, including minute and second equivalents.
Hourly Rate to Period Income with Overtime
Combine separately entered regular and overtime hours with their rates, and compare gross pay across the provided work-period conventions.
House Affordability Calculator
Estimate an affordable purchase price from income, debts, down payment, interest rate, and housing-cost assumptions.
Housing & Total Debt-to-Income Ratios
Compare monthly housing costs and total debt payments with gross monthly income using the 28% and 36% budgeting reference points.
Income After Tax & Transfers Calculator
Estimate disposable income from income, taxes and government transfers.
Income Elasticity: Base-Period & Midpoint Methods
Compare the proportional change in demand with the proportional change in income, using either initial-value or midpoint denominators.
Income Tax Calculator
Estimate 2026 U.S. federal ordinary income tax from filing status, gross income, and deductions.
Incremental Unit Cost Calculator
Measure added cost per additional unit of output.
Indirect Operating Cash Flow Adjustments
Reconcile net income to modeled operating cash flow with noncash expenses, working-capital movements and signed operating adjustments.
Inflation Calculator
Project future prices and purchasing power from an amount, annual inflation rate, and time.
Inflation-Adjusted Return Calculator
Adjust a nominal return for inflation over the same period.
Information Ratio & Active Return Calculator
Compare portfolio return with benchmark return relative to tracking error.
Insurance Combined Ratio on One Premium Basis
Compare claims, loss-adjustment expenses and underwriting expenses with one entered premium denominator.
Insurance Loss Ratio Including Adjustment Expenses
Calculate incurred claims plus loss-adjustment expenses as a share of positive earned premiums.
Interest Calculator
Calculate compound growth with a starting balance, recurring monthly deposits, annual rate, and time.
Interest Compounding & Effective Rate Calculator
Compare nominal interest with effective interest at different compounding frequencies.
Interest Rate Calculator
Estimate the annual rate implied by a loan amount, monthly payment, and term.
Interest-Bearing Debt as a Share of Capital
Calculate debt divided by debt plus equity, with nonnegative inputs and explicit zero-debt and zero-equity boundaries.
Interest-Only Loan Payment & Period Cost Calculator
Estimate periodic interest-only payments and total interest while a loan balance remains unchanged.
Inventory & Cost of Goods Sold Calculator
Calculate cost of goods sold from beginning inventory, purchases and ending inventory.
Inventory Buffer & Reorder Models
Calculate a maximum-versus-average inventory buffer or a statistical safety stock using demand and lead-time variability.
Inventory Cost & Holding Days Calculator
Estimate inventory days from average stock value and cost of goods sold.
Inventory Gross Profit Return Calculator
Calculate GMROI as a multiple and percentage of average inventory cost.
Inventory Sell-Through Percentage Calculator
Compare units sold with units received for a product and period.
Inventory Turnover & Days Calculator
Compare cost of goods sold with average inventory and estimate inventory days.
Inventory, Receivables & Payables Cash Cycle
Calculate the cash conversion cycle from average balances and period revenue or cost of goods sold.
Investment & Equity Valuation Calculator
Calculate pre-money and post-money values for a simple equity investment.
Investment Calculator
Project an investment account with an initial balance, monthly deposits, annual return, and time.
Investment Expense Ratio & Ending Balance Impact
Compare a portfolio with and without a constant annual expense ratio, including an initial deposit and equal year-end contributions.
IRA Calculator
Project traditional IRA growth and compare an illustrative taxable withdrawal after a retirement tax rate.
IRR Calculator
Calculate periodic internal rate of return and net present value from a series of cash flows.
Labor Force Participation & Unemployment Share Calculator
Calculate participation and unemployment percentages from consistent population and employment counts.
Land Down Payment, Loan Payment & Interest
Estimate financed land cost, equal loan payments and total interest after a cash or percentage down payment.
Landlord Net Effective Rent, Concessions & Costs
Spread rent-free periods, operating costs and a one-time tenant allowance over a lease, with optional monthly and annual amounts per area.
Lease Calculator
Estimate a level lease payment from asset value, residual, annual lease rate, and term.
Lease Distance Overage & Budget Calculator
Project excess lease distance, end-of-term charges and a monthly savings amount.
Lease Money Factor & Rate Calculator
Convert a lease money factor to its conventional annual rate equivalent.
Linear Cost Model from Costs or Two Points
Calculate total and average cost from fixed and per-unit costs, or infer a linear model from two quantity-and-cost observations.
Liquid Assets & Cash Spending Days Calculator
Estimate how many days selected liquid assets cover average cash operating expenses.
Liquid Assets & Net Worth Calculator
Subtract liabilities from the liquid assets you choose to include.
Liquidity Coverage from Adjusted Assets & Net Outflows
Compute a liquidity-coverage ratio from entered adjusted asset amounts and a precomputed 30-day net outflow denominator.
Loan Calculator
Calculate fixed-rate loan payments, interest, total cost, and accelerated payoff with extra payments.
Loan Payment by Frequency & Repayment Total
Estimate a level loan payment, number of installments and repayment total using a stated payment-frequency convention.
Margin Calculator
Calculate gross profit, margin, and markup from cost and selling price.
Margin Loan 360-Day Interest Calculator
Estimate simple margin interest using a 360-day year.
Marketing Conversion Rate per Click or Visit
Calculate conversions as a percentage of clicks or visits, including zero conversions, fractional attribution and multiple conversions per interaction.
Markup, Margin & Tax-Inclusive Price Calculator
Build a selling price from cost and markup, then add an entered sales-tax rate while keeping tax separate from profit.
Marriage Tax Calculator
Compare 2026 U.S. federal ordinary-income tax when two incomes are filed separately as single versus jointly.
Material Unit-Price Variance Calculator
Compare actual and standard material prices for a quantity, with favorable and unfavorable variance explanations.
Midpoint Demand Elasticity & Revenue Change
Calculate signed midpoint elasticity for a nonpositive price-demand relationship, plus revenue at both endpoints.
Minimum-Variance Hedge Ratio Calculator
Calculate the covariance-based hedge ratio from volatility and correlation.
Money Supply, Monetary Base & Reserve-Ratio Model
Relate currency, deposits and bank reserves to a simplified monetary base, money supply and their ratio.
Monthly & Annual Household Budget Balance
Combine recurring and annual income, savings and expenses into monthly and annual balances, with a monthly spending breakdown.
Monthly Deposit Simple-Interest Estimate
Estimate equal monthly deposits with simple interest on each deposit’s remaining time, without quarterly or monthly interest compounding.
Monthly Investment & Lump-Sum Constant-Return Model
Compare beginning-of-month contributions with a one-time investment under a supplied nonnegative constant-return assumption.
Monthly Investment Growth with Beginning Deposits
Project equal beginning-of-month investments at a constant nominal annual return, including a zero-return scenario.
Monthly Loan EMI & Principal–Interest Breakdown
Calculate a fixed monthly loan payment, total interest and total repaid, with a chart separating principal from interest.
Monthly Mortgage Principal, Interest, Tax & Insurance
Combine level mortgage principal and interest with one twelfth of supplied annual property tax and homeowners insurance.
Monthly Regular & Overtime Gross Pay Calculator
Add regular pay and separately supplied overtime hours using the hourly rate and multiplier you enter.
Mortgage Amortization Calculator
Calculate mortgage payment, total interest, first payment split, and accelerated payoff.
Mortgage Calculator
Estimate principal-and-interest payment plus property tax, insurance, association dues, and down payment.
Mortgage Calculator UK
Estimate a UK repayment mortgage payment, total interest, deposit, and loan-to-value ratio.
Mortgage Insurance Cost from an Entered Annual Rate
Estimate annual and monthly mortgage insurance from home price, down payment and a supplied annual premium rate.
Mortgage Payoff Calculator
Estimate mortgage payoff time, total interest, and savings from an extra monthly payment.
Mutual Fund Calculator
Project investment growth after an annual expense ratio and optional front-end sales load.
Needs, Wants & Savings Budget Split Calculator
Split after-tax monthly income into a 50/30/20 planning example.
Net & Gross Cost, VAT and Margin Calculator
Compare costs and selling prices before and after one entered VAT rate, with markup, margin and pre-VAT profit.
Net Income on Assets Calculator
Measure net income relative to the total asset amount entered.
Net Income Share of Revenue Calculator
Express net profit as a percentage of total revenue.
Net Profit on Equity Calculator
Express net profit as a percentage of the equity balance supplied.
Net Promoter Score from Survey Counts
Enter response counts for ratings 0–10 to calculate NPS, promoter, passive and detractor totals and their response shares.
Net-to-Gross Tax & Percentage Bases
Calculate a gross amount and tax from a net amount, comparing tax as a percentage of either base.
Nominal GDP & Deflator Ratio Calculator
Convert between nominal and real GDP using a supplied deflator ratio.
Nominal Interest, APY & Deposit Growth Calculator
Convert a nominal annual rate to a compounded annual yield and estimate a deposit balance over a chosen term.
Nominal Rate, Inflation & Real Rate Calculator
Compare the exact inflation-adjusted rate with the simple nominal-rate-minus-inflation approximation.
Nominal-to-Real GDP Price Index Calculator
Calculate an implicit GDP price index with a base value of 100.
NOPAT & After-Tax Operating Profit Calculator
Model after-tax operating profit directly or through an income-statement bridge.
Okun Model: Unemployment Change & GDP Growth Gap
Explore the growth-rate version of Okun’s law using two unemployment rates, GDP growth, trend growth and a chosen slope.
Operating Assets & Liabilities Net Balance Calculator
Total selected operating assets and liabilities, then calculate the net capital tied up in operations.
Operating Cash & Current Liability Coverage Calculator
Compare trailing operating cash flow with current liabilities, with an optional quarterly breakdown.