Free business calculator
Payment Processing Fee Calculator
Compare card pricing plans using percentage fees, fixed fees, monthly charges, refunds, and real transaction volume.
- Instant results
- Private in your browser
- PDF report included
Use the result well
A clear answer, with the assumptions visible
These recommendations turn the result into an operational next step without hiding the inputs behind a score.
- 1
Percentage pricing is the larger driver at this average ticket.
- 2
Count deposits and final balances as separate payments when your provider charges both.
- 3
Confirm chargeback, terminal, cross-border, refund, and payout fees before switching providers.
How this tool works
- Apply percentage and fixed fees to real monthly volume.
- Add account charges and fees retained on refunds.
- Compare effective rates, not advertised percentages alone.
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